Terms of service
Stripe asks for this URL at onboarding, so it is needed before payments go live — but it has to match the real returns, shipping and liability position, and the shipping rate is still provisional.
This is a real gap, not a placeholder that will quietly ship. Terms of service is on the launch checklist and the store should not take money without it.
In the meantime
The policies that change what you should do today are written in full: refunds & returns, shipping & delivery, product care, warranty and accessibility. Anything else, ask us.